Average monthly cash after reserve$225
Annual operating cash after reserve$2,704
Annual lodging and cleaning revenue$61,685
Annual NOI before capital reserve$27,668
First-year debt service$22,354
Annual capital reserve$2,610
Cash break-even occupancy60.26%
Initial cash budget$98,000
Annual cash return on initial cash2.76%
First-year principal repaid$2,844
A steady operating-year scenario, not a booking forecast or permission to rent. The monthly table distributes annual operating assumptions evenly; no seasonality, lodging taxes, personal use, income taxes, depreciation, resale or lender qualification is inferred. NOI excludes capital reserve and debt; cash flow includes both. Cash return is unavailable with no initial cash denominator.